eNote Generation

An eNote (electronic promissory note) is an XML document that is compliant with the MISMO SMARTDoc Version 1.0.2 standard. The Add eNote endpoint allows you to add or delete an eNote Document from your Transaction.

eNote Formatting

An eNote can be added to a transaction in one of two ways. Either full eNote can be added, or an eNote schema file (in accordance with the schema definition found here) can be added which Notarize then uses to generate a full eNote.

The Notarize for Mortgage API accepts two eNote file types when creating an eNote document.

We are able to create an eNote Document from:

  1. MISMO SMART_DOCUMENT XML (eNote XML).

  2. SMARTDoc Template XML, aka an XML "Seed File". The XML Schema Definition can be found here.

Sample eNotes

Seed File

One signer
Two signers

MISMO SMARTDoc 1.02

One signer
Two signers